Hareshkumar Nai

Credit - Operations
31130 / month
March 23, 1994

About Candidate

Detail-oriented and results-driven professional with extensive experience in credit
operations, loan processing, and financial documentation. Adept at managing MIS
reports, coordinating with vendors, and ensuring compliance with banking and financial
regulations. Seeking a challenging role in a reputed organization where I can utilize my
skills and contribute to business success.

Location

Education

B
Bachelor of Computer Application 2014
B.C.A

Full Edu. in B.C.A in Sardar Patel University in 2014

Work & Experience

I
ISD ( 1 Year 6 Months) 10/2016 - 06/2018
Nikon India

Providing in-store demonstrations and Technical guidance for Nikon products And Sales Consumer Producat

S
Senior Sales Executive ( 1 Year) 07/2018 - 12/2021
HDFC Bank

Processing consumer loans and multiple product loans. • Verifying customer KYC documents and managing loan approvals. • Coordinating with branches to resolve loan-related queries.

O
Operations Assistant | 3 Years 4 Months 07/2018 - 12/2021
DHFL (Dewan Housing Finance Limited)
O
Operations Assistant | 9 Months 12/2021 - 08/2022
Piramal Capital & Housing Finance

DHFL Marge with PCHFL Updating MIS records for new loans, loan closures, inventory management, and Re-KYC. • Handling customer support and processing CLSS subsidy claims. • Scanning and updating title documents in the system. • Verifying legal documents for loan approvals and closures

C
Credit Assistant | 1.5 Years ( to ) 08/2022 - 06/2024
IndusInd Bank (Prime Home Loan Department)

Maintaining and updating daily & monthly MIS reports (SUD, HL Tracker, Vendor MIS). • Processing loan applications from login to sanction and managing document flow. • Joint Personal Discussion Visit for Customer Profile with BCM • Preparing Sanction letters, DM, and CAM sheets. • Coordinating with vendors for document verification and bill processing. & Noc Collection Month on Month. • Managing Pre & post-disbursement documentation (Title Documents, PDDs, and BT cases)

C
Credit - Operations Assistant 07/2024
Credit Saison (Prime & Affordable LAP Department)

• Managing the entire loan process from case login to Full disbursement. • Cross-checking dockets post-disbursement & addressing audit queries. • Maintaining branch registers (inward & outward, live & closed loans, cheque handovers). • Coordinating with vendors to verify legal documents and technical reports.

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