Mahesh Bhaskarrao Khamitkar

Handling A Team of Credit Managers as well as Ops Officers. PD Authority from 10 Lakh to 100 Lakh. Approval Authority up to 20 Lakh. Focus on recovery up to 18 MOB Cases, X-Buckets, Forward Flow Cases as well as NPA A/c Management of the assigned portfolio through improved disbursement with a key focus on quality. Work closely with relationship teams, legal teams, technical & valuation teams, field investigation and risk teams, and other internal teams. Lead the post-disbursement of documents and covenant compliance. Also Manage the loan process from start to finish. The ability to gauge the impact of policies, rules, and regulations on the portfolio. Conceptual understanding of risk and risk mitigation strategies. Hands to Credit underwriting, credit appraisal, finance, risk, and audit-related experience. Drive and mentor a team with the purpose of expanding the credit book

Handling A Team Of DST, RE, RM as well as Sales Manager . Handling customer issues softly. Firstly operate Dhfl/AHFL Loan Processing Application for Login & Data Entry All Files. know about file login, CIBIL Report, CPV Report, Finfort, Cersai, under writing and Disbursement. Also maintain daily office record for audit purpose. Explain the Benefits of Loan Products to the Customer when go to Personal Discussions We are given services of Housing Loan, Loan Against Property. Meet the customer personally for field investigation on Business as well as Property location. Ensure strict adherence to know your customers (KYC) norms in all application Sourced. Decision Making whether to accept or Reject the Loan Application. Doing Branch Audit & Maintain no query in audit remarks. Maintain the quality portfolio of Business. Make Credit Appraisal & send for sanction to ACM & RCH. Doing TVR against sales proposal & given remark. After sanction check all Income & Property documents if it is Mortgage Loan & send to file for Disbursement. Focus on recovery & allocated to Sales Manager. Maintain PDC of customer. Ensure to reduce TAT of processing File

Handling A Team Of Executive as well as Sales Manager. Handling customer issues softly. • Firstly operate FINONE for Login All Files. • I know about file login, CIBIL Report, CPV Report, under writing and Disbursement. • Also maintain daily office record for audit purpose • Explain the Benefits of Loan Products to the Customer when go to Personal Discussions • We are given services of Personal Loan, Business Loan, Loans Again Property, Gold Loan, Mortgage Loan. • Meet the customer personally for field investigation. Ensure strict adherence to know your customers (KYC) norms in all application Sourced. • Decision Making whether to accept or Reject the Loan Application. • Doing Branch Audit & Maintain no query in audit remarks. • Maintain the quality portfolio of Business. • Make Credit Appraisal & send for sanction to ACM & ZCM. • Doing TVR against sales proposal & given remark. • After sanction check all Income & Property documents if it is Mortgage Loan & send to file for Disbursement. • Focus on recovery & allocated to Sales Manager. • Maintain PDC of customer. • Ensure to reduce TAT of processing File

Handling A Team Of Executive as well as Sales Manager. Handling customer issues softly. • I know about file login, CIBIL Report, CPV Report, under writing and Disbursement. • Also maintain daily office record for audit purpose • Explain the Benefits of Loan Products to the Customer when go to Personal Discussions Meet the customer personally for field investigation. • Ensure strict adherence to know your customers (KYC) norms in all application Sourced. • Decision Making whether to accept or Reject the Loan Application. • Doing Branch Audit & Maintain no query in audit remarks. • Maintain the quality portfolio of Business. • After sanction check all Income & Property documents if it is Mortgage Loan & send to file for Disbursement. • Focus on recovery & allocated to Sales Manager. • Maintain PDC of customer.