srijith Velayudhan

Identifying KPI outliers in retail liability products, ensuring alignment with established systems and procedures.  Drafting Business Requirement Documents (BRDs) and collaborating with various departments to verify report accuracy.  Conducting sample checks on critical outlier reports, minimizing the bank's operational risks.  Analyzing and identifying gaps in processes, implementing preventive measures to avoid recurrence.  Reviewing Change Management and Product Management Committee notes to ensure all process flows are correctly documented and rectified when necessary.  Leading regular discussions with cross-functional teams to understand workflows and provide actionable feedback.  Identifying Post-Implementation Reviews (PIRs) through a comprehensive review of relevant notes on retail liability products.  Overseeing compliance with accessibility standards to ensure regulatory guidelines are met.  Proactively identifying potential issues impacting the bank’s reputation, addressing them ahead of internal/external audit remarks.  Managing responses to emails and escalations within specified timeframes.  Ensuring quality-first deliveries to prevent rework and duplication.

Led comprehensive Customer Due Diligence (CDD) reviews for high-risk customers, ensuring compliance with AML regulations and mitigating potential financial crimes.Managed the Enterprise-Wide Review (EWR) process, ensuring the alignment of customer profiles across global geographies.  Conducted in-depth analysis of Senior Public Figure (SPF) Memos, accurately identifying prominent and non-prominent SPFs, and ensuring appropriate action was taken.  Drove Money Service Business (MSB) and Payment Intermediary reviews, ensuring compliance with relevant financial regulations and mitigating associated risks.  Oversaw Batch Screening Alerts (Watchlist, PEP, Adverse screening, Factiva, Negative news), identifying and mitigating potential risks associated with customer accounts.  Performed Reputational Risk reviews (Categorized A/B/C), ensuring that customers’ reputations aligned with regulatory requirements and company policies.  Identified True AML Red Flag matches and ensured timely account closures to mitigate risk, maintaining strict adherence to due dates

Conducted thorough Customer Due Diligence on high-risk clients, ensuring AML compliance and the protection of the bank’s operations from financial crimes.  Led Enterprise-Wide Reviews, ensuring global alignment of customer profiles and maintaining data accuracy across jurisdictions.  Handled Senior Public Figure (SPF) Memos, ensuring proper identification and flagging of prominent and non-prominent SPFs, strengthening compliance processes.  Spearheaded Money Service Business / Payment Intermediary reviews, mitigating risks associated with global financial transactions and ensuring adherence to international standards.  Reviewed and resolved Batch Screening Alertsfor Watchlist, PEP, and Negative news, preventing potential risks and ensuring comprehensive screening of all customer accounts.  Evaluated and managed Reputational Risk cases (Categories A/B/C), implementing corrective actions to maintain the integrity of the customer base.  Identified and tracked First-time SPF profiles, ensuring timely and accurate identification of high- risk individuals.

Managed and reviewed Sanction Screening (using World Check and SDN list), escalating true matches to ICRM, ensuring full compliance with sanctions regulations.  Conducted comprehensive Review of Non-Sanction Alerts, ensuring all potential risks were promptly addressed and resolved.  Supported Audit Sample Checks, assisting in maintaining accurate internal records for audit compliance and streamlining the audit process.  Reviewed High Risk Customers (HM/HL/HH categories), ensuring that all risks were identified and mitigated per compliance guidelines.

Conducted thorough due diligence on Citi vendors, ensuring compliance with internal and external policies.  Reviewed all new third-party relationships for proper registration in the CASP+ system.  Collected financial statements from suppliers and assessed risk ratings based on the gathered information.  Managed exit strategies for vendors, ensuring proper risk assessment.  Acted as a key point of contact and led training sessions on the FSC process, earning accolades for performance.

Conducted risk due diligence studies and ALGO analysis for operational risk management.  Analyzed country-specific risk deviations, tracking overdue exceptions and loss details.  Generated CORC reports for 60 countries, providing critical insights into risk management practices.  Supported the Process Governance Committee with key risk assessments.