YOGESH KUMAR
About Candidate
Motivated banking professional with 8.3 yrs experience in various Retail Agri loans and Retail branch banking operations and process flow, with a proven track record in streamlining processes, ensuring regulatory compliance and improving operational efficiency. Seeking an opportunity where I can use my knowledge and skills for the growth of the organization and capitalise on the new learning opportunities.
Providing various agricultural product information to farmers at the field level. Also understanding the financial needs of agricultural clients. Providing financial advice and solutions tailored to the agriculture industry sector. Assessing creditworthiness and risk associated with lending to agricultural clients. Promoting and selling various agricultural lending products (KGC, GFMU, Standup India, AIF, PMFME, NTB, KISAN SHAKTI, etc.) LAP, SAB, Working Capital loan (Cash credit, Overdraft) and services. Managing a portfolio (CAM, LAD, PDD, Deferral, etc.) of agricultural clients and ensuring timely loan repayments. Keeping up to date with agricultural trends, government policies, and market conditions.
Collaborating with other teams to deliver a seamless customer experience. Monitoring and evaluating the performance of agricultural loans.
