Job Description
Skillventory is looking for a Area Credit Manager – Home Loan & Lap for a leading Nbfc!
Job Title – Area Credit Manager
Product – Home Loan & Lap
Location – Mumbai-Belapur
Experience – Required work experience of 2-4 years
Notice Period – Notice Serving, Immediate Joiner
Job Description –
Key Responsibilities
Knowledge / Experience
Major Activities-
Develop and implement credit policies and procedures to ensure customer creditworthiness and minimise risk of financial loss.
Analyse financial data and credit reports to evaluate the credit worthiness of potential and existing customers.
Establish credit limits and payment terms for customers based on their creditworthiness and payment history.
Monitor customer accounts to ensure payments are made on time and in accordance with established terms.
They are responsible for training of the credit staff, managing day-to-day credit activities to reduce bad debt, and authorising credit limits
Team Handling, underwriting process, sanction files.
Preferred Skill
Proven experience as a credit manager or in a similar role
Strong analytical skills and attention to detail
Excellent communication and interpersonal abilities
Ability to work under pressure and meet deadlines
Knowledge of credit laws and regulations
Contact Details – Kratika Jadhav
Number – +918871021666
Email ID – kratika.jadhav@skillventory.com